Melissa D. Hill, a respected figure in both the real estate and mortgage industries, brings a wealth of experience and expertise to her roles as a licensed real estate agent, licensed mortgage loan originator, and the CEO/President of MDH Mortgage. With close to a decade of immersion in the field, Melissa has become proficient in navigating the complexities of real estate and mortgage lending, assisting numerous individuals and families in realizing their dream of homeownership.
As a HUD certified Housing counselor, driven by her mission to "provide the formula to MAKE DREAMS HAPPEN," Melissa is committed to simplifying the homebuying process and empowering individuals to take control of their financial future. She is dedicated to encouraging and educating others, both within and outside the industry, leveraging her knowledge and proficiency to help others achieve their aspirations. In 2021, Melissa founded Cresland Institute, a training center committed to fostering the growth and success of entrepreneurs through comprehensive educational programs.
Beyond her professional endeavors, Dr. Melissa D. Hill is recognized for her expertise in the mortgage and real estate industry, with a particular emphasis on teaching and training. As a certified distance education instructor, her overarching goal is to foster personal development that translates into professional excellence, making education accessible to all and facilitating the success of others.
A published author, Melissa has authored several influential works, including "90 Day Business Journal: Writing the Wave to Success," "Mortgage Manual: The Loan Officer's 30-Day Road Map to a Lifetime of Success," and "The Dream Print for First Time Homebuyers: 30 Tips to be Purchase Ready in 30 Days," to name a few. Additionally, she is the creator of the Mortgage Reference Guide and serves as the editor of DreamIT Magazine, a free digital publication distributed quarterly to clients and real estate affiliate partners of MDH Mortgage, serving as a beacon of inspiration for individuals to pursue their dreams.
With over 26 years of experience in the mortgage industry, I am a highly accomplished professional who possesses exceptional skills in mortgage loan processing, loan origination, and customer service.
Throughout my career, I have established myself as an exemplary leader and have earned recognition as a top mortgage trainer for loan officers and loan processors. Moreover, I am highly regarded by my Realtor and Realtist partners for my role as an educator to homebuyers.
I am known for my organizational skills and attention to detail, ensuring excellent communication with both borrowers and agents. My unique set of skills has enabled thousands of borrowers to achieve homeownership and the subsequent financial benefits that come with it. I possess extensive knowledge of the various programs available to homebuyers and am passionate about ensuring that my borrowers are well-informed and comfortable throughout the entire process.
I firmly believe that there is no such thing as asking too many questions as a homebuyer, and I am always available to provide ongoing guidance throughout their entire homebuying experience.
Albert O'Bannon, a proud native of New York, boasts a rich background spanning over two decades in the mortgage industry. With extensive experience in both banking and retail sectors, Albert has honed his expertise to perfection. Previously, he held key positions at prestigious institutions including JPMorgan Chase, Wells Fargo, and Alterra Home Loans. Recently, he embarked on a new venture, founding his own mortgage brokerage, Double A Mortgage Brokers.
Driven by a fervent passion for assisting individuals in achieving homeownership, Albert is dedicated to guiding clients towards this pivotal goal with unwavering zeal.
